Steps in a House Construction Process Before the Actual Construction Begins
Everybody wants to have their own house someday, especially those that want to start a family. It is a significant investment, and it will give you the chance to have your own space that you can call home. But before building your own home, you need to know the process of building an entire house, especially if you want to have the custom home of your dreams rather than purchase an existing home.
There are a lot of steps in building a house, and it is essential to be aware of every one of them to avoid any delaying the process or mistakes that could be costly.
Checking Your Finances
The first thing you need to do is make sure that you have the finances ready for the entire project. It is best to know if your finances will cover the down payment you have to pay to purchase land and cover construction costs. Understanding your finances will also estimate how much cost per square foot you can afford. One idea from Concrete Contractor Blue Springs MO, it would be best to consult with a financial advisor to help ensure that you will not experience any financial difficulties along the way. Your financial advisor may advise you to sell any existing homes that you may have to add to your budget for the new home.
Acquiring Own Land
The next step in having your own home is to have your land or property where you will construct your house. You can purchase an empty lot or buy a property with an existing home that you can demolish and start from scratch. It would be best to consider several factors in choosing land to purchase for your own home.
- How much is the cost of the land per square foot?
- Is the land flat, or does it have uneven terrain which could affect your plans for building a house?
- How far away is it from neighboring communities, school districts, and other establishments?
- What is the shape of the land, and will it affect your plans for building a house?
- Are utilities readily available for your own home?
- Designing the House
After acquiring the land, the next step is to design the blueprint of your future home according to your preferences. It is best to consult an architect for creating a house design so they can help you turn your vision into reality while also considering important factors such as budget, location, and others. Most people prefer to build a custom home that will meet all their preferences. However, the design of your dream home will depend on the property you bought. For example, building a house with a split-level design will be a better option if you have sloping land.
Applying for Construction Loan
The next step is to apply for a construction loan if you don’t have the total amount needed to finance the entire project. The construction loan will be used to pay the builder during the different construction phases. It is essential to shop around for the best interest rates and terms before applying for a construction loan to finance the costs of labor and construction materials for your new house. It is best to be educated on the types of construction loans you can get before the construction begins. Therefore, educate yourself on the difference between a traditional mortgage and a fixed-rate mortgage to decide which type of loan is best for your needs. Here are other types of constructions loans that you may apply for:
- Construction-to-Permanent Loan – As the name suggests, this type of loan is a single loan that funds the construction costs of your new home and converts it to a permanent mortgage once construction is completed.
- Bridge Loan – This type of loan allows you to finance the construction costs of your new home while you are still waiting for the sale of your existing home thru a real estate agent. It is best to use a bridge loan if you do not want to carry two construction loans simultaneously.
- Home Equity Line of Credit (HELOC) – You can also use the equity in your current home to finance the construction costs of your new house through HELOC. You can get up to 85% of the appraised value of your home minus what you still owe on your mortgage.
- Construction Loan – This type of loan is a short-term loan that finances the construction costs of your new home. The loan will be given to you in installments as the different phases of construction are completed.
Once you have decided which of the different types of construction loans is best for you, the next step is to get pre-qualified by the lender. Pre-qualifying for a loan will give you an idea of how much money you can borrow based on your financial qualifications, such as employment history, credit score, how much you can sell your existing house, etc. After pre-qualifying for a loan, the next step is to compare rates from different lenders and decide which one offers the best terms.
Hiring a General Contractor
After acquiring the land and designing your future home, the next step is to find a general home construction contractor responsible for building your house according to the blueprint. They will also be in charge of hiring sub-contractors that will do specific tasks, such as electricians, plumbers, etc.
It is essential to find a reputable general contractor with enough experience building custom homes. Likewise, it is best to ask custom home contractors how much they charge. Some contractors will give you a cost estimate base on square footage. The internet is a great place to start your search. You can also ask for referrals from family and friends.
Finalizing the Construction Plans and Applying for Permits for New Construction
After finding a general contractor, the next step is to finalize the construction plans. This includes getting a building permit and all the necessary permits needed for the home building process. The general contractor will help you with this task and guide you through obtaining the permits.
Building a house is not an easy task, and it will require a lot of time, effort, and money. However, the result will be worth it once you see your dream home come to life. Carefully plan each step and find reputable professionals to help you with the construction.
Steps in the Actual House Construction Process
After all the preparations have been done, including getting all permits and having utilities available on your property, the actual house construction process can begin.
Breaking Ground, Excavation, and Demolition
The first physical step in the new construction process is breaking ground and preparing the building site. This is done by the heavy equipment operator who will excavate the land according to the blueprint. The next step is to demolish any structures, such as an existing home on the property.
Laying the Foundation
After the land has been prepared, the next step in the new construction process is to pour the concrete foundation. The depth and size of the poured concrete foundation will depend on your location’s climate and soil conditions. Once the concrete foundation has cured, the house’s framing can now begin. Foundation walls and the floor system will be put in place according to the blueprint. The foundation wall is essential as it will support the weight of the entire house.
The next step in the home construction process is to frame the house. The house’s frame is the wooden or steel skeleton that will support the walls, roof, and other components of the house. Installing roof trusses is included in this stage. Once the framing is complete, the external walls can now be created.
Creating the Exterior Walls
The exterior walls that will enclose your entire home can be brick, stone, cement blocks, wood, or stucco. The type of material used for the external walls will depend on the design of the house. When creating the outer walls, this is also when the exterior features of custom homes are added, such as the windows, window sills, exterior doors, and garage. You can also instruct your contractor to add a house wrap during your custom home building stage. A house wrap is a barrier that will protect your home from moisture, wind, and pests.
Adding the Roof Systems
After the exterior walls have been built, the next step in the new construction process is to add the roof. The roof will protect your home from harsh weather conditions such as rain, snow, and heat. There are different types of roofs that you can choose from, such as asphalt shingles, metal roofs, slate roofs, and tile roofs.
Making Rough Insulations and Installations
The next step in the home construction process is to make rough insulations and installations. This includes installing the plumbing lines, electrical wires, and HVAC systems. General contractors will always allow for a crawl space between the roof systems and the ceiling to install fixtures, an HVAC system, rough plumbing, electrical outlets, and light fixtures when building a new house. An HVAC system allows for regulating temperature, ventilation, and air conditioning in your new house. The contractor will also ensure proper drainage during this stage.
Creating the Interior Walls
After the rough insulations and installations have been made, the next step is to create the interior walls. The type of material used for the internal walls will depend on the design of your house. Likewise, the number of inner walls installed will depend on the type of floor plan you want for your dream home. When creating the internal walls, this is also when fixtures such as cabinets, shower doors, doorways, and fireplaces are added.
Making Final Insulations and Installations
After the interior walls have been built, the next step is to make final insulations and installations. This includes adding the finishing touches to your plumbing, electrical, and HVAC systems. Making final installations will ensure that your energy costs, such as heating costs and cooling costs, will be efficient to save money in the long run.
Meanwhile, the cabinets, countertops, and other fixtures are also installed. This home construction stage is when hardwood flooring may be installed. Heat register covers, thresholds, baseboards, outlets, and switch covers are also installed.
Painting the House
Once all the fixtures have been installed, the next step is to paint the house. You can either paint the entire house with one color or paint each room with a different color scheme. Your contractor will also ensure that your walls are properly sealed and treated against wood rot and mold growth.
The last step in the new construction process is to clean up the entire building site. This includes removing all debris and rubbish that might have been left behind during the construction process. Construction workers will also conduct final inspections or a walk-through of the house to check for any damages that need to be fixed. It is best to accompany the general contractor during the final inspection of your own house.
Choosing the Right Builder for Your New Home Construction
Building a new home is a considerable investment. This is why it is essential to choose the right builder who can turn your dream home into a reality. However, it is necessary to carefully consider the following when hiring a general contractor for building you a new home.
The first thing to consider when hiring a general contractor is the construction site’s location. Choosing a builder familiar with the area and who has experience building in that specific location is essential. This will ensure that they are aware of any potential issues during construction.
It is essential to have a clear budget before hiring a general contractor. This will allow you to find a builder who can work within your budget and provide you with the best possible value for you to save money in the long run during your new home construction. If you want to keep track of your budget, you can ask how much down payment the contractor is willing to accept to start building a house for you.
In addition to your home building budget, you will also need to consider the building costs, including labor costs and the cost of building materials, when hiring a general contractor. These costs can vary depending on the size and scope of your project. Make sure to get an estimate from the contractor that is building a house for you so that you are aware of all potential building, materials, and labor costs before starting the building process on your new home. For example, you can ask a potential contractor how much will it cost to build a one-story home. It is best to ask for a complete cost breakdown from any potential house builder. A cost breakdown will let you know what you are paying for and what is included in the total cost.
Another essential factor to consider when hiring a general contractor for home building is the construction schedule. You will need to choose a builder who can work within your timeframe and meet all of your deadlines. This is especially important if you have a specific date for when you would like to move into your new home.
When hiring a general contractor, it is essential to choose one with a good reputation. You can ask family, friends, and real estate agents for recommendations or look for online reviews to get an idea of the quality of work that the builder produces. It is also good to visit some of their previous projects to see the finished product in person.
It is essential to choose a builder who you feel comfortable communicating with. This is important because you will need to be able to discuss your vision for the project and provide feedback throughout the construction process. You should also make sure that the builder is responsive to your questions and concerns.
By taking the time to consider these factors, you will be able to find the right general contractor for the entire process of your new home construction. This will help ensure that your project is completed on time, within budget, and to your satisfaction.